Coverage Types for Certificates of Insurance

This article provides a comprehensive list of coverage types available when creating an insurance certificate in Prism. For detailed instructions on how to create certificates or use other features of the Prism Insurance module, please refer to our other relevant articles.

• Familiarize yourself with the coverage types relevant to your tenants and vendors. This will help you quickly select the appropriate options when creating or updating certificates.

When creating an insurance certificate in Prism, you'll encounter a searchable dropdown menu with various coverage types. Below is the complete list of options available in this dropdown:

For your convenience, we've also attached a Word document version of this list at the bottom of this article.

This coverage types list was last updated on 2025-03-20.

1. 2nd Excess Liability - Aggregate
2. 2nd Excess Liability - Occurrence
3. 2nd Umbrella Liability - Aggregate
4. 2nd Umbrella Liability - Occurrence
5. 3rd Excess Liability - Aggregate
6. 3rd Excess Liability - Occurrence
7. 3rd Party Fidelity Coverage
8. 3rd Umbrella Liability - Aggregate
9. 3rd Umbrella Liability - Occurrence
10. Airport/Aircraft Liability
11. Architects E & O Each Occurrence/Aggregate
12. Automobile Liability
13. Automobile Liability - Combined Single Limit
14. Automobile Liability - Non-owned
15. Automobile Liability - Owned, Hired & Non-owned Vehicles
16. Automobile Liability - Per Accident
17. Automobile Liability - Single Limit
18. Automobile Liability - Vehicle Damage
19. Bailee's Coverage
20. Blanket Install Floater/Stored Material
21. Boiler and Machinery
22. Bond Carpenters
23. Broad Form Vendors
24. Business - Errors/Omissions
25. Business - Income
26. Business - Interruption
27. Business - Owners
28. Business - Personal Property
29. Business Income/Interruption & Extra Expense
30. Business Liability
31. Cargo Legal Liability
32. CL EPLI (Commercial Lines Employment Practices Liability Insurance)
33. Commercial Property
34. Condominium Directors & Officers Liability
35. Contractual Liability
36. Crime Liability
37. Crime Liability - Aggregate
38. Crime Liability - Employee Theft
39. Crime Liability - Fidelity
40. Crime Liability - Per Occurrence
41. Crime Liability - Theft of Employee Property
42. Crime Liability - Third Party
43. Cyber Liability
44. Cyber Liability - Error & Omissions
45. Cyber Liability - Privacy
46. Cyber Liability - Professional
47. Cyber Security Liability
48. Cyber Liability - Each Claim
49. Earthquake Coverage
50. Employee Benefits
51. Employer's Liability
52. Employer's Liability - Defense Expenses
53. Employer's Liability - Stop Gap
54. Employers' Liability - Each Accident
55. Employers' Liability Disease - Each Employee
56. Employers' Liability Disease - Policy Limit
57. Employment Practices Liability
58. Employment Practices Liability - Aggregate
59. Employment Practices Liability - Crime/Employment Theft
60. Employment Practices Liability - Per Claim
61. Equipment Breakdown
62. Excess Automobile Liability
63. Excess Liability
64. Excess Liability - Aggregate
65. Excess Liability - Per Occurrence
66. Excess Liability Umbrella
67. Excess Workers Compensation
68. Extra Expense
69. Fidelity Bond
70. Fine Art Dealers Inventory Insurance
71. Flood Coverage
72. Freight Broker Cargo
73. Garage Liability
74. Garagekeepers Liability
75. General Liability
76. General Liability - Aggregate
77. General Liability - Bodily Injury
78. General Liability - Commercial
79. General Liability - Damage to Rented Premises
80. General Liability - Fire Damage
81. General Liability - Fire Damage (per fire)
82. General Liability - Medical Expense
83. General Liability - Medical Expense (per person)
84. General Liability - Per Occurrence
85. General Liability - Personal & Advertising Injury
86. General Liability - Products/Completed Operations
87. General Liability - Stop Gap
88. General Liability - Each Occurrence
89. General Liability - General Aggregate
90. Inland Marine Limit
91. Janitorial Service Bond
92. Legal Liability
93. Liquor Liability
94. Management Liability
95. Plate Glass Coverage
96. Pollution Liability
97. Product Recall Insurance
98. Professional Liability
99. Professional Liability - Each Occurrence
100. Property - All Risk
101. Property Coverage
102. Property Insurance
103. Property Insurance - Damage
104. Property Insurance - Employee Theft of Client Property
105. Property Insurance - Full Building Replacement Cost
106. Property Insurance - Personal and/or Improvements
107. Rented/Leased/Bought Equipment
108. Riggers Legal Liability
109. Self-Insured
110. Spoilage
111. Stop Gap
112. Trailer Interchange
113. Umbrella - Aggregate
114. Umbrella - Each Occurrence
115. Umbrella Liability
116. Umbrella Liability - General Aggregate
117. Umbrella Liability - Per Occurrence
118. Warehouseman's Liability
119. Workers' Compensation
120. Workers' Compensation - Aggregate
121. Workers' Compensation - Bodily Injury
122. Workers' Compensation - Bodily Injury per Accident
123. Workers' Compensation - Disease
124. Workers' Compensation - Disease per Employee
125. Workers' Compensation - Per Accident
126. Workers' Compensation - Statutory Limits
127. Workers' Compensation - WA Stop Gap
128. Workers' Compensation & Employers' Liability
129. Workers' Compensation - Policy State